Analisis determinan capital adequacy ratio dengan profitabilitas sebagai variabel intervening : studi kasus bank umum syari’ah di Indonesia periode 2016-2018

Hamidah, Lu’luil (2019) Analisis determinan capital adequacy ratio dengan profitabilitas sebagai variabel intervening : studi kasus bank umum syari’ah di Indonesia periode 2016-2018. Masters thesis, UIN Walisongo.

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Abstract

Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mempengaruhi CAR perbankan Syari’ah periode 2016-2018. Penulis mengambil variabel NPF, FDR, dan BOPO sebagai variabel independen dan ROA sebagai variabel intervening. Data yang digunakan dalam penelitian ini yaitu data triwulan dari laporan keuangan Bank Umum Syari’ah periode 2016-2018. Alat analisis yang digunakan adalah SmartPLS 3.0.
Hasil penelitian menunjukkan bahwa: a) NPF berpengaruh negatif dan signifikan terhadap CAR; b) NPF terhadap CAR melalui ROA berpengaruh negatif dan tidak signifikan; c) FDR berpengaruh positif dan tidak signifikan terhadap CAR; d) FDR terhadap CAR melalui ROA berpengaruh positif dan tidak signifikan; e) BOPO berpengaruh positif dan tidak signifikan terhadap CAR; f) BOPO terhadap CAR melalui ROA berpengaruh negatif dan tidak signifikan; g) ROA berpengaruh positif dan tidak signifikan terhadap CAR.

ABSTRACT:

The aim of this study is to analize the factors affecting CAR of Sharia bank period 2016-2018. The independent variables of this study were NPF, FDR, and BOPO. While the intervening variable was ROA. In this study, the researcher used financial quarterly data report of Sharia Commercial Bank over the whole period 2016-2018 and used SmartPLS 3.0 to measure and analyze the data.
The result of this study show that: a) NPF had a negative and significant effect on CAR; b) NPF had a negative and not significant effect on CAR through ROA; c) FDR had a positive and no significant effect on CAR; d) FDR had a positive and no significant effect through ROA; e) BOPO had a positive and no significant effect on CAR; f) BOPO had a negative and no significant effect on CAR through ROA; g) ROA had a positive and no significant effect on CAR.

Item Type: Thesis (Masters)
Uncontrolled Keywords: Bank umum syariah; Determinan capital adequacy ratio; Profitabilitas; Variabel intervening
Subjects: 200 Religion (Class here Comparative religion) > 290 Other religions > 297 Islam and religions originating in it > 297.2 Islam Doctrinal Theology, Aqaid and Kalam > 297.27 Islam and social sciences > 297.273 Islam and economics
300 Social sciences > 330 Economics > 332 Financial economics > 332.1 Bank dan perbankan
Divisions: Program Pascasarjana > Program Master (S2) > 60102 - Ekonomi Syariah (S2)
Depositing User: Miswan Miswan
Date Deposited: 23 Feb 2021 08:32
Last Modified: 23 Feb 2021 08:32
URI: https://eprints.walisongo.ac.id/id/eprint/12180

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