Penelitian ini dilakukan untuk mengetahui pengaruh Return On Asset (ROA), Non Perfoming Financing (NPF), Beban Operasional dan Pendapatan Operasional (BOPO) Terhadap tingkat bagi hasil deposito mudharabah pada Bank Umum Syariah di Indonesia periode 2015-2018.
Jenis penelitian yang digunakan adalah penelitian kuantitatif yang bersumber dari data sekunder. Populasi..pada..penelitian ini adalah seluruh bank..umum syariah di Indonesia. Sampel..yang digunakan yaitu laporan keuangan triwulan periode 2015-2018 yang diambil dari situs..resmi Otoritas Jasa..Keuangan (OJK) dengan menggunkan teknik purposive sampling. Penelitian..ini menggunkan metode analisis..regresi linier berganda..dengan menggunakan program..komputer SPSS..versi 21.0 kemudia digambarkan..dengan Uji Normalitas, Uji Heteroskedastisitas, Uji Multikolinieritas, Uji..Autokorelasi, Uji Determinan, Uji Parsial, dan Uji Simultan.
Hasil..penelitian menunjukan bahwa secara bersama-sama..(simultan) variabel independen yaitu Return On Asset (ROA), Non Perfoming Financing (NPF), Beban Operasional dan Pendapatan Operasional (BOPO) tidak berpengaruh terhadap tingkat bagi hasil deposito mudharabah. Nilai sig. > α (0,584 > 0,05) dan nilai F hitung < F tabel (0,651 < 2,68). Secara individu (parsial) variabel Return On Asset (ROA) tidak berpengaruh terhadap tingkat bagi hasil deposito mudharabah dengan nilai sig. > α (0,385 > 0,05) dan nilai t hitung < t tabel (0,873 < 1,979). Variabel Non Perfoming Financing (NPF) tidak berpengaruh terhadap tingkat bagi hasil deposito..mudharabah dengan nilai sig. > α (0,839 > 0,05) dan nilai t hitung < t tabel (0,204 < 1,979). Variabel Beban Operasional dan Pendapatan Operasional (BOPO) tidak berpengaruh terhadap tingkat bagi hasil deposito mudharabah dengan nilai sig. > α (0,686 > 0,05) dan nilai t hitung < t tabel (0,406 < 1,979).

ABSTRACT:
This research was conducted to determine the effect of Return On Asset (ROA), Non Performing Financing (NPF), Operational Expenses and Operating Income (BOPO) on the profit sharing rate of mudharabah deposits at Islamic Commercial Banks in Indonesia for the 2015-2018 period.
The type of research used is quantitative research which is sourced from secondary data. The..population..in this study were all Islamic..commercial banks in Indonesia. The sample used is the quarterly financial statements for the 2015-2018 period which were taken from the official website of the Financial Services Authority (OJK) using purposive sampling technique. This study uses..multiple linear regression analysis..using..the SPSS version 21.0 computer program which is then..described by the Normality test, Heteroscedasticity Test, Multicollinearity test, Autocorrelation..test, Determinants test, Partial test, and Simultaneous test.
The results showed that together..(simultaneously) the independent variables, namely Return On Assets (ROA), Non Performing Financing (NPF), Operational Expenses and Operating Income (BOPO) had no effect on the profit sharing rate of mudharabah deposits. Sig value > α (0,584 > 0,05) and the value of F count < F table (0,651 < 2,68). Individually (partially) the Return On Asset (ROA) variable has no effect on the profit sharing rate of mudharabah deposits with a sig. > α (0.385 > 0.05) and the value of t count < t table (0.873 < 1.979). The Non Performing Financing (NPF) variable has no effect on the profit sharing rate of mudharabah deposits with a sig. > α (0.839 > 0.05) and the t value < t table (0.204 < 1.979). Operational Expense and Operating Income (BOPO) variables have no effect on the profit sharing rate of mudharabah..deposits with a sig. > α (0.686 > 0.05) and the value of t count < t table (0.406 < 1.979).