Pengaruh perubahan biaya transaksi kartu ATM (Anjungan Tunai Mandiri) pada tabungan Faedah terhadap minat bertransaksi nasabah di BRI Syariah KC Semarang

Putri, Retnandi Meita (2016) Pengaruh perubahan biaya transaksi kartu ATM (Anjungan Tunai Mandiri) pada tabungan Faedah terhadap minat bertransaksi nasabah di BRI Syariah KC Semarang. Diploma thesis, UIN Walisongo.

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Abstract

The more advanced information technology, the more frequently for banking institutions including BRISyariah to follow and to use it as a part of service system, that is called as electronic banking. The growth of technology will change banking transaction system radically that eventually will change banking culture. The transaction through electronic banking will ease the customers in doing transaction therefore they are able to opt various services related to their need.
Tabungan Faedah BRISyariah delivers affordable and easy service by using electronic banking in which all the transactions are free of charge. It starts from cash withdrawal, money transfer to BRISyariah ATM network, BRI Bank, Prima and Bersama. However, since May 6 2015, there was a transaction charge change especially for transaction in Issuer ATM that is BRI ATM, Prima and Bersama. Since the regulation was applied, the number of transactions also changed. According to the data of BRISyariah ATM transaction from January to December 2015, the total transaction declined. This research is aimed to discover the influence of transaction charge change of ATM card in faedah banking account to the costumer’s proclivity in BRISyariah KC Semarang.
This research is a field study in which the observation is taken directly to gain relevant data. The data source of this research is primary data coming from questionaire that the researcher gave to the customers of BRISyariah KC Semarang. The analysis method used is questions of instrument test by doing validity test, reliability test, classic assumption test, regression test, and hypothesis test.
The transaction charge change of ATM card having positive influence and significance towards the costumer’s proclivity. The transaction charge such as cash withdrawal, money transfer, and balance check which is very expensive makes the customer’s proclivity declined. It is proved by the value of t-test is 2.878 > t-table which is 2.024 by the degree od significance is 0.000 below 0.05

Item Type: Thesis (Diploma)
Additional Information: Pembimbing : Dr. H. Imam Yahya, M. Ag.
Uncontrolled Keywords: Biaya transaksi ATM; Minat nasabah; Bank Syariah
Subjects: 200 Religion (Class here Comparative religion) > 290 Other religions > 297 Islam and religions originating in it > 297.2 Islam Doctrinal Theology, Aqaid and Kalam > 297.27 Islam and social sciences > 297.273 Islam and economics
300 Social sciences > 330 Economics > 332 Financial economics
Divisions: Fakultas Ekonomi dan Bisnis Islam > 61406 - Perbankan Syariah (D3)
Depositing User: Nur Rohmah
Date Deposited: 03 Jan 2017 02:10
Last Modified: 03 Jan 2017 02:10
URI: https://eprints.walisongo.ac.id/id/eprint/6307

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