Penelitian ini bertujuan untuk mengetahui pengaruh inflasi, murabahah terhadap profitabilitas BPRS yang di mediasi oleh Non Performing Financing (NPF). Penelitian ini menggunakan metode kuantitatif dan analisis data menggunakan Path Analysis dengan bantuan alat uji WarpPls 5.0. Sumber data berupa data sekunder yang diperoleh dari situs resmi Bank Indonesia dan Laporan Statistik Perbankan Syariah.
Hasil penelitian menunjukkan bahwa: Inflasi tidak signifikan berpengaruh terhadap profitabilitas BPRS. Murabahah berpengaruh negatif dan signifikan terhadap profitabilitas BPRS. Non Performing Financing berpengaruh negatif dan signifikan terhadap profitabilitas BPRS. Inflasi tidak signifikan berpengaruh terhadap Non Performing Financing BPRS. Murabahah berpengaruh positif dan signifikan terhadap Non Performing Financing BPRS. NPF tidak memediasi hubungan inflasi dan profitabilitas BPRS. NPF memediasi hubungan murabahah dan profitabilitas BPRS.

ABSTRACT:

This research aims to determine the effect of inflation, murabahah on the profitability of BPRS mediated by Non Performing Financing (NPF). This research uses quantitative methods and data analysis using Path Analysis with the help of WarpPls 5.0 test tool. Data sources are secondary data obtained from the official website of Bank Indonesia and the Sharia Banking Statistics Report.
The results showed that: Inflation does not significantly affect the profitability of BPRS. Murabahah has a negative and significant effect on the profitability of the SRB. Non Performing Financing has a negative and significant effect on profitability of BPRS. Inflation did not significantly affect the Non Performing Financing of BPRS. Murabahah has a positive and significant effect on Non-Performing Financing of BPRS. The NPF does not mediate the inflation and profitability relationship of the BPRS. NPF mediates the murabahah and profitability of BPRS.