Pengaruh Dana Pihak Ketiga (DPK), Non Performing Financing (NPF), Financing to Deposit Ratio (FDR) dan bonus SBISs terhadap penyaluran pembiayaan Bank Muamalat Indonesia periode 2014-2018

Mustafida, Nurul Aeni (2020) Pengaruh Dana Pihak Ketiga (DPK), Non Performing Financing (NPF), Financing to Deposit Ratio (FDR) dan bonus SBISs terhadap penyaluran pembiayaan Bank Muamalat Indonesia periode 2014-2018. Undergraduate (S1) thesis, Universitas Islam Negeri Walisongo Semarang.

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Abstract

Penelitian ini dilatarbelakangi oleh kondisi penyaluran pembiayaan yang naik turun. Naik turunnya pembiayaan dipengaruhi oleh beberapa faktor, baik faktor internal maupun eksternal. Faktor internal berupa Dana Pihak Ketiga (DPK), Non Performing Financing (NPF), Financing To Deposit Ratio (FDR) dan faktor eksternal Bonus SBIS. Rumusan masalah dalam penelitian ini yaitu:1) Seberapa besar pengaruh Dana Pihak Ketiga terhadap penyaluran pembiayaan Bank Muamalat Indonesia. 2) Seberapa besar pengaruh Non Performing Financing terhadap penyaluran pembiayaan Bank Muamalat Indonesia. 3) Seberapa besar pengaruh Financing To Deposit Ratio terhadap penyaluran pembiayaan Bank Muamalat Indonesia. 4) Seberapa besar pengaruh Bonus SBIS terhadap penyaluran pembiayaan Bank Muamalat Indonesia.
Penelitian ini menggunakan metode kuantitatif dengan penelitian deskriptif. Data yang digunakan adalah data sekunde berupa data runtut waktu (time series) bulanan dari Januari 2014 – Desember 2018 yang dipublikasikan oleh Bank Muamalat Indonesia dan Otoritas Jasa Keuangan dalam laporan publikasi Bank Muamalat Indonesia bulanan. Alat analisis yang digunakan dalam penelitian ini adalah analisis regresi berganda. Penelitian ini memberikan hasil bahwa secara parsial variabel DPK berpengaruh positif dan signifikan terhadap pembiayaan Bank Muamalat Indonesia. NPF berpengaruh negatif tetapi tidak signifikan terhadap pembiayaan Bank Muamalat Indonesia. FDR berpengaruh positif dan signifikan terhadap pembiayaan Bank Muamalat Indonesia. Dan Bonus SBIS berpengaruh negatif dan signifikan terhadap pembiayaan Bank Muamalat Indonesia. Dengan perolehan angka Adjusted R square sebesar 0,959 atau 95,9%.

To this Research is backed by the condition of financing distribution that rises down. The ups and downs of financing are influenced by several factors, both internal and external factors. Internal factors in the form of third party funding (DPK), Non Performing Financing (NPF), Financing To Deposit Ratio (FDR) and Bonus external factors SBIS. The problems in this research include: 1) How much impact third party funds have on the distribution of Bank Muamalat Indonesia financing. 2) How much influence Non Performing Financing against the distribution of Bank Muamalat Indonesia financing. 3) How big the financing To Deposit Ratio affects the financing distribution of Bank Muamalat Indonesia. 4) How much of the SBIS ' Bonus affects the financing distribution of Bank Muamalat Indonesia.
This research uses quantitative methods with descriptive research. The data used is data as the monthly time series from January 2014 – December 2018 published by Bank Muamalat Indonesia and the Financial Services Authority in the monthly Bank Muamalat Indonesia publication report. The analytical tools used in this study are multiple regression analyses. This research provides results that in the partial DPK variables positively and significantly affect the financing of Bank Muamalat Indonesia. NPF has a negative effect but not significant to the financing of Bank Muamalat Indonesia. FDR has positive and significant impact on financing by Bank Muamalat Indonesia. And the SBIS Bonus has a significant effect on the financing of Bank Muamalat Indonesia. With the turnover of Adjusted R square number is 0.959 or 95.9%.

Item Type: Thesis (Undergraduate (S1))
Uncontrolled Keywords: Dana Pihak Ketiga (DPK); Non Performing Financing (NPF); Financing to Deposit Ratio (FDR); SBIS; Pembiayaan
Subjects: 200 Religion (Class here Comparative religion) > 290 Other religions > 297 Islam and religions originating in it > 297.2 Islam Doctrinal Theology, Aqaid and Kalam > 297.27 Islam and social sciences > 297.273 Islam and economics
300 Social sciences > 330 Economics > 332 Financial economics > 332.1 Bank dan perbankan
300 Social sciences > 330 Economics > 332 Financial economics > 332.7 Kredit, pembiayaan
Divisions: Fakultas Ekonomi dan Bisnis Islam > 61206 - Perbankan Syariah (S1)
Depositing User: Agus Wayan Yulianto
Date Deposited: 06 Sep 2021 13:16
Last Modified: 06 Sep 2021 13:16
URI: https://eprints.walisongo.ac.id/id/eprint/13249

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