Penelitian ini bertujuan untuk mengetahui pengaruh intellectual capital (IC) dan risiko bank terhadap kinerja maqashid syariah Perbankan Syariah di Indonesia (Studi empiris pada Bank Umum Syariah yang terdaftar di OJK tahun 2017-2019). Terdapat lima variabel indepenten yang diteliti yaitu komponen dari IC diantaranya: Capital Emploed (IB-VACA), Human Capital (IB-VAHU), dan Structural Capital (IB-STVA), serta risiko bank yang diteliti diantaranya risiko permodalan diukur dengan menghitung Capital Adequacy Ratio (CAR) dan risiko likuiditas diukur dengan menghitung Financing to Deposit Ratio (FDR). Metode yang digunakan dalam penelitian ini menggunakan metode kuantitatif dengan analisis menggunakan SPSS 16.00. Hasil dari penelitian ini menyatakan bahwa Intellectual Capital (variabel IB-VACA) berpengaruh negatif signifikan terhadap variabel Kinerja Maqashid Syariah (MSI); (variabel IB-VAHU) berpengaruh positif tetapi tidak signifikan terhadap variabel Kinerja Maqashid Syariah (MSI); (variabel IB-STVA) berpengaruh negatif tidak signifikan terhadap variabel Kinerja Maqashid Syariah (MSI); risiko permodalan (variabel CAR) berpengaruh negatif tidak signifikan terhadap variabel Kinerja Maqashid Syariah (MSI); dan risiko likuiditas (variabel FDR) berpengaruh positif tetapi tidak signifikan terhadap variabel Kinerja Maqashid Syariah (MSI).

ABSTRACT
This study aims to determine the effect of intellectual capital (IC) and bank risk on the performance of Islamic maqashid Islamic Banking in Indonesia (Empirical study on Islamic Commercial Banks registered with the OJK in 2017-2019). There are five independent variables studied, namely components of IC including: Capital Emploed (IB-VACA), Human Capital (IB-VAHU), dan Structural Capital (IB-STVA), as well as bank risks studied including capital risk measured by calculating the Capital Adequacy Ratio (CAR) and liquidity risk are measured by calculating the Financing to Deposit Ratio (FDR). The method used in this study uses quantitative methods with analysis using SPSS 16.00. The results of this study state that Intellectual Capital (IB-VACA variable) has a significant negative effect on the Sharia Maqashid Performance (MSI) variable; (IB-VAHU variable) has a positive but not significant effect on the Sharia Maqashid Performance (MSI) variable; (IB-STVA variable) has an insignificant negative effect on the Sharia Maqashid Performance (MSI) variable; capital risk (CAR variable) has an insignificant negative effect on the Sharia Maqashid Performance (MSI) variable; and liquidity risk (FDR variable) has a positive but not significant effect on the Sharia Maqashid Performance (MSI) variable.